Do all the different parts of Medicare have you confused? To maximize your Medicare benefits, understanding Medicare is key. We can help . . . it’s what we do. It’s not just a motto; we live by it.
We help Medicare recipients navigate the different parts of Medicare, enrollment, plan comparison, deadlines, and more so they can make good decisions with their Medicare benefits.
And, we are continually updating ourselves on new Cleveland County plan options in the fast-changing Medicare system, so you don’t have to.
We work with top carriers across Cleveland County offering more than 100 different plans. By cross referencing your healthcare needs to these plans, we help you find the best plan to manage your health to the fullest, while staying within your budget. Click the tabs below to learn more.
Medicare Advantage Plans (also known as Medicare Part C) are plans that are offered by private carriers and replace your original Medicare Parts A and B, as they are rolled into one plan. You can select between an HMO or PPO, and most plans may cover more of your healthcare costs and have additional benefits, such as prescription drug coverage. Some may have dental or vision benefits. Premiums vary based on coverage, carrier and geographical location.
Medicare Supplement Insurance policies complement your Original Medicare Parts A and B. They cover some, if not all, of the expenses that Part A and B do not cover, like co-pays, deductibles and other charges.
There are many different types of Medicare Supplement policies available, however they are regulated so the benefits for these various policies (known as Plan A through N), are all the same regardless of the carrier. However, premiums can vary greatly among carriers. Too a snapshot of these plans side-by-side, visit our Medicare Supplements page.
Medicare Part D is your prescription drug coverage, which is separate than Part A and B, and is offered by private carriers who contract with Medicare. Because premiums vary greatly, you should carefully weigh your prescription costs against all variables of these plans. Selecting the wrong plan can wind up costing you thousands. Some Medicare Advantage plans may offer prescription coverage as well.
Please note that you should sign up for Part D (even if you do not have prescriptions) when you first turn 65, as waiting may result in a costly monthly penalty added to your premium.
October 15th - December 7th
Medicare Advantage, Supplements & Part D Plans from multiple top carriers!
Get Forms, Eligibility and Enrollment Guide, FAQ's and more!
We work with many of the top Medicare carriers to offer plans that suit different healthcare needs and budgets. Our guidance is completely free, and your premiums are never higher when working with one of our experienced Medicare agents.
