Voluntary benefits have become a “must-have” for employees because they offer customization and personal benefit choices that traditional benefits often lack, helping them cover gaps in standard health insurance and improve financial security. With today’s high cost of living and healthcare, this has proven to reduce stress, increase job satisfaction and productivity, and help employers attract and retain talent in a competitive market.
Today’s voluntary benefits offer a range of excellent options designed to meet the unique needs of today’s diverse employees. They focus on three important areas of wellness—health, financial well-being, and personal wellness. Each area helps employees tackle the challenges they may encounter, making sure they have the resources and support to thrive both personally and in their career. Dive into the tabs below to discover more about these fantastic benefits!
These benefits include supplemental health plans that often complement core health insurance. Examples include:
These benefits can help employees manage their finances and plan for the future. Examples include:
These benefits are designed to provide employees with additional financial protection and peace of mind, and cater to employees’ personal lives. Examples include
We work with many of the top Supplemental Health carriers to offer plans that suit different healthcare needs and budgets. Our guidance is completely free, and your premiums are never higher when working with one of our experienced Health Insurance agents.

I/We do not offer every plan available in your area. Any information I/we provide is limited to the plans I/we do offer in your area. Please contact Medicare.gov or 1-800-Medicare to get information on all of your options. Doyle-Crow & Associates, or it’s Agents, are not part of the Federal Government Medicare System. The content in on this website has not been reviewed or approved by Medicare.
The public health insurance Marketplace (also referred to as an “Exchange”) is where you can purchase health insurance (also known as Obama Care) for you and your family. A plan from the marketplace is considered a comprehensive major medical plan and also contains the essential health benefits (see below) as established under the Affordable Care Act (ACA) law.
The essential health benefits are as follows:
-Ambulatory patient services
-Emergency services
-Hospitalization-Maternity and newborn care
-Prescription Drugs
-Mental health and Substance Abuse disorder services
-Rehabilitative and habilitative services and devices
-Pediatric services, including oral and vision care
-Preventive and wellness services, and chronic disease management